| WHAT YOU GET... | Buying from Square | Buying from NoblePay |
|---|---|---|
| A Free Credit Card Reader | Yes, but the card reader won't feature encryption leaving your customers sensitive credit card data vulnerable to being compromised - not a good way to earn your customers trust or get repeat business. What about the rest of your business? Do they have systems for the other ways your clients wish to order? | Yes, you'll get a FREE encrypted card reader & merchant account that will secure your clients sensitive data giving them a safe & secure payment experience. We also offer phone order and online processing systems for the other ways your clients expect to be available to them. |
| Lowest Price? | Square doesn't have a monthly fee but they are the most expensive if you're business is actually processing sales. Square's business model is to make the service look attractive by having no monthly fee but then charge a hefty percentage on the sales being processed - 2.75%. People love the concept of free and if they feel like they’re getting a great deal by not paying a monthly service charge they won’t realize how much more they’re paying should their business grow and actually do some volume. For Square to make the most financial sense you should be doing less than $1000 per month in sales. Their business model is to make the service look attractive by having no out of pocket expense which is very attractive to those just starting out and not doing any business yet. Do the math, as your business grows the more expensive they become - 2.75% of $1000 is $27.50 | NoblePay will definitely hold the lowest cost IF your business actually does some sales. We have a small monthly service charge between $12.95 to $20 per month and the lowest possible rates starting at 1.33% for the life of your account. The same holds true for all of our systems -A low monthly service charge and low rates. NoblePay is geared towards where you're going to be with your business in the future versus where you might be today if you're doing less than a $1000 per month in sales. If you do the math you'll see that as your business grows and you actually start processing you'll save with NoblePay - 1.33% of $1000 is $13.33. |
| Better Support? | You're a hot potato pal. Square doesn’t offer the ability to speak to a person - There's no phone number to call! In fact, all of their support is done online & email based. How frustrating would you be if you couldn’t get the support you need when you need it – this if your money we’re talking about! | You'll have a seasoned account executive that is easy to reach by telephone and ready to consult you if you have questions or concerns. Our phone number is easy to find just call us if you need help! |
| Unbiased, Strategic advice and consulting | Self serving. Motivated to push their own products. In addition, you can only process up to $1000 per month. Sure you can make a request for an account review to get more volume but but this process is automated and communication is done by email – remember you can’t talk to a human! The review process can take up to 60 days to get a volume increase so you can’t grow your business the way you’d like too. If you do collect more than $1000 in a month Square will hold your money for 30 days to protect themselves from the chance of a charge back. | We will ask you questions and consult you to find the best system that fits your needs and budget. No self serving agendas here! |
| Contact Term? | Always read the fine print! You have no idea how many merchants sign our competitors agreements only to find themselves without protection should a customer dispute a sale - If you're going to take credit cards you're going to run into customer disputes! Square's (TOS) Terms of Service" states that they can close your account for any reason what-so-ever, or no reason, and then you have to wait 180 days to get your money. Not a good place to be especially if you're not happy with the way you're being treated or if you did business with an unscrupulous client! | No Contracts Here! All we ask is the courtesy of 30 days notice if you ever do wish to close your account! Heck, if we can't make you happy in the first 60 days you're with us, we'll close the account immediately - no questions asked, no need to wait 30 days. |
More About How NoblePay Compares to Square On Our Blog…
